Run the store from one phone.
Bisnis Stoa is point of sale, stock and book-up for the village or settlement trade store. Ring up sales, watch stock, let trusted customers book up, and see what the day made — all on one Android phone behind the counter.
Sign in with your PNG phone number — a one-time code is sent by SMS. No password, no app store. Owners add staff with a PIN so the store runs without the owner's phone.
The whole store, in your pocket.
Ring up a sale in seconds
Tap the products, take cash or the BM wallet, done. Works offline and syncs when the signal comes back.
Know what is running out
Every sale takes from stock; low-stock warnings tell you what to order before the shelf is empty.
Book-up with a record
Trusted customers book up against their phone number; they see it in Dinau Buk and repay in cash or through BSP Pay.
Staff with PINs
Add staff who sell with their own PIN. See who sold what; reset a PIN from the owner's phone.
Cash and wallet
Take payment from the customer's BM wallet as easily as cash; the day's totals split by method.
End of day, end of month
Sales, margins, stock value and book-up outstanding, so the owner knows if the store is really making money.
Setting up a store.
Staff, customers and book-up rules belong to the store's owner; BM staff only step in for a lost PIN or a subscription.
- 1Owner signs in, names the store and adds products with prices
- 2Adds staff with PINs; customers who may book up are added by phone number
- 3Sales, stock and book-up run day to day on the counter phone
- 4Owner checks the reports; customers repay book-up through Dinau Buk
Built on the BM rails.
Bisnis Stoa uses BM ID, the BM wallet and Dinau Buk. Stores subscribe monthly; there are no per-sale charges.
- Blockchain Melanesia holds a Bank of Papua New Guinea e-money licence — money in the app is regulated stored value.
- Book-up is written to Dinau Buk, so the customer always sees the same balance the store does.
- Staff can sell but cannot change prices, stock counts or book-up limits.
- Sales are kept on the phone when the signal drops and synced later — nothing is lost.
- A light web page that runs on any Android phone over a weak signal — nothing to install; English and Tok Pisin.
Askim na bekim
The things people ask before they try it.
Is Bisnis Stoa live?
It is in pilot with a few stores. If you run a trade store and want to try it, talk to us.
What does it cost?
A small monthly store subscription, chosen by store size. No charge per sale.
Do I need internet all the time?
No. Sales are recorded offline; the phone syncs when it next has a connection.
What about book-up customers who do not have the app?
You can still record their book-up by phone number. When they sign in to Dinau Buk they will see it.
Put the store on the phone.
Open Bisnis Stoa and set up a store with your number. Trade stores that want to join the pilot: talk to us.
In pilot: live with a closed group while we finish testing. Ask us if you want your community, school or business in the pilot. The app currently lives at bisnis-stoa.netlify.app.